Mar 27, 2026

The real cost of long-term care isn’t money—it’s what it does to families.

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Most people think long-term care is a “later” problem—or something that only ends in a...

Mar 20, 2026

Most families assume Medicaid will cover long-term care—until it forces them to sell assets.

Long-term care is one of the biggest financial threats to family farms and generational assets.

In this episode of Farming Without the Bank, Mary Jo and her guest, long-term care expert Michelle Prather, break down the reality...

Mar 13, 2026

Most families think long-term care is a nursing home problem.In reality, it’s a financial problem that can slowly drain retirement accounts, investments, and even force the sale of family farmland.

In this episode of the Farming Without the Bank Podcast, Mary Jo sits down with long-term care expert Michelle Prather,...

Mar 6, 2026

The bank refused the loan — but 40 years of whole life insurance quietly said yes.

In this episode, Mary Jo shares one of the most powerful real-life examples she’s ever seen of what traditional whole life insurance can become over time — even when it’s not structured for Infinite Banking.

This client started...